Frequently Asked Questions (FAQ)


Will I qualify?

Qualifying for a Small Business Loan or Merchant Cash Advance is quick and easy.  If your business has been operating for 2 months or more and can provide bank statements accounting for that time then you are well on your way to funding at Merchova.  We offer an easy one page application and same-day pre-approval so you know exactly how much you qualify for.

How much does this cost?

At Merchova we don't charge anything for a pre-approval. To find out what programs are available to meet your business needs, contact us to see how much you can get at no cost to you.

How can I use the funding?

We play no part in dictating the usage of your funds as long as it is benefiting your business in some way. Whether it be securing some new spring inventory or opening a new a location you decide how to use your funding.

How long does the process take?

Getting your business funded can be as fast or slow as you would like it to be. If you are in a hurry to get the jump on your competition just send in the documents needed and attend your phone interview and you can receive funds in days!