Small Business Loans

A traditional Small Business Loan is a great fit for business owners with good credit. Keep in mind, however, that banks often times will require extremely lengthy applications and documentation. They often stipulate how money should be spent or deny small business loan programs based on FICO criteria or asset collateralization requirements. Our standard business loan program is perfect for business owners looking for something different from the traditional loan. We are able to get you the capital you need with minimal paperwork, no collateral and a quick turn around time. Contact us to see if our Standard Business Loan Program is right for your business.


Credit Card Processing

Take control of your credit card processing payments with a Merchova merchant account. Process credit and debit payments online, at the register or over the phone with our easy-to-use solutions tailored for small businesses.

Contact us now to see how we can lower your rates and make every sale happen.


Merchant Cash Advance

Merchova provides merchant cash advances to business owners with a flexible financing solution based off of your future card receivables. Our merchant cash advance program can convert all of your future Visa, MasterCard, AMEX and Discover receivables into instant capital. Your repayments are based off of a fixed percentage of your future credit card receivables. Our program allows payments to automatically be applied to your remaining balance until the balance is satisfied. Contact us today to see if our Merchant Cash Advance program is right for you.


Advantages of our Merchant Cash Advance Program

  • No fixed monthly payments
  • No points
  • No upfront fees
  • We get paid only when you make a sale
  • No need to switch processors allowing you to stay with your present provider
  • No business use restrictions on the funding
  • No security interest is taken in homes, business, equipment, or inventory

Benefits of our Small Business Loan Program

  • Repayment is structured based on your cash flow.
  • Fixed automated repayment allows for simple repayment and cash flow management.
  • Allow you to maximize available capital while protecting margins and cash flow.
  • Not collateralized against fixed assets.
  • Minimal paperwork
  • Streamlined application process
  • Easy renewal terms
  • Improved pricing
  • Higher approval rates than banks loans
  • Very Affordable repayment terms and fees

Next Steps...

Contact us for a free business analysis and financial program structured to meet your needs!